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HKD Pegged Stablecoin – Symbol : HKXM #

The HKXM token is a stablecoin that is pegged to the pricing of the Hong Kong Dollar in US Dollars. It is designed to maintain a stable value, giving holders a simple and efficient way to offset volatility and protect value. The token is collateralized by a multi‑asset digital asset treasury and engineered for institutional trading, providing exposure to a Hong Kong Dollar in US Dollars benchmark through a single, efficient, utility‑driven and portable digital asset instrument. #

XMG Fintech is the primary issuer; however, authorized financial institutions may mint their own issuer‑keyed versions of the token for direct use within their ecosystems. These institution‑specific tokens can be placed into a Digital Asset Treasury as reserves to issue a DCN, create a Venture Token, collateralize transactions, or support controlled cash‑in and cash‑out operations for their customers or approved partners. #

Each issuer‑direct token is key‑marked with the institution’s identity and the specific parameters they define, such as cash‑in/cash‑out rules, approved counterparties and internal utilization policies, ensuring full transparency. Despite these issuer‑level customizations, the tokens remain fully fungible with the standard token. #

All XMG Fintech issued tokens are ERC‑20 compliant, allowing them to be held, transferred and utilized across any ERC‑20 compatible wallet, platform or system that supports the standard. This ensures seamless interoperability between institutional environments and the broader digital‑asset ecosystem. #

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